CG Insurance | Pensions

Home » Pensions

Pensions

We provide expert planning and highly personalized care to ensure our clients realize a more secure financial future.

Temporary Pension Refund

The National Pension Scheme (Refund) (Temporary) (No.2) Regulations 2022 Temporary Pension Refund application is available online only. Please note that the third Temporary Pension Refund will be in effect from July 1, 2022 to June 30, 2023.

Contact our specialist

Offering flexible investment options to suit your requirements

We offer both self-directed investment options and managed profile investment plans.

Invest with expert guidance

Our managed risk profiles are an ideal pension plan solution for members less familiar with investments. Each managed risk profile is a blend of carefully selected funds continuously monitored and rebalanced by our specialists to help keep you on track for your financial goals.

Invest on your own terms

Our self-directed option is offered to members with investment experience who want to take a hands-on approach to managing their portfolios. We offer a vast selection of equity, bond, and balanced funds suitable for conservative or aggressive investors.

Continuous risk management

Managing risk is key to any successful long-term investment strategy. We continue to monitor fund performance and market volatilities regularly, ensuring that the funds or profiles you have selected are always aligned with their set goals.

We build customised pension solutions

Expert Administration

We understand that every company has its own unique needs. Our dedicated pensions specialist will work closely with you to tailor a solution that fits your company goals and assist in regulatory filing, reporting, and administration.

Member Onboarding

During employee onboarding, we provide pension plan members with 1:1 guidance to help them select investment funds and build a portfolio that aligns with their retirement goals.

Annual Review and Education

We believe in empowering our members through continuous education. Every year we offer review sessions and free investment seminars to assist members with their retirement planning.

Are you a plan member?

You have the option to make voluntary contributions to your pension plan. 

Competitive long-term returns

Our in-house Investment Policy Committee adopts a disciplined approach to investment strategy for our clients. This allows us to achieve competitive long-term returns across our range of products. All members have access to our global selection of funds that allow them to diversify market risks.

Free AD&D cover

We provide accidental death and disability cover to your members at no additional cost. This cover helps protect your family and may provide them with a lump sum payment if you pass away or suffer a permanent disability as a result of an accident. Conditions apply.

25+

Years of history

in pension administration

$19,000+

Active members

across CG jurisdictions

$788M+

Assets under management

as of December 2022

Investment insights

The investor’s guide to volatile markets

“Our favorite holding period is forever.” – Warren Buffet. Mr. Buffet is arguably, one of the most successful investors in recent history who notably applies a ‘buy and hold’ strategy to his investment process. What we can learn from the ‘Oracle of Omaha’ as he is famously titled, is that one of the most fundamental concepts of long-term investing is ‘staying the course.’

Market commentary

Despite a slight recovery in Q4, most equity markets ended the year in negative territory as high inflation, aggressive central bank policy tightening, and geopolitical tensions contributed to sharply lower valuations throughout 2022. Bonds also recorded negative returns as the magnitude and swift pace of interest rate increases weighed on the asset class. The year 2022 marked the first time in 45 years that both equity and bond returns were negative.

Save on other products

Our pension clients receive complimentary discounts on other CG insurance products.

Pensions

Temporary Pension Refund