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Group Health Insurance

Keep the health of your employees protected with CG Group Health Insurance.

We make managing your company health plan easy

We provide simple-to-use online tools and top-level customer service to create a better health insurance experience for you and your employees. Learn how you can save time on administration while allowing your employees to get the most out of their health plan.

24/7 customer support

Our knowledgeable staff is always available to assist plan administrators and members, whenever and wherever you need help.

Digital ID cards

With our digital medical ID cards, you can securely store your information on your IOS or Android device, and have instant access to your and your family members' health plan at any time.

Easy-to-use online portal

Our online Customer Portal offers members a convenient platform to manage their health insurance plans. You can view your plan information and make changes as needed, all from one place.

Fast claim turnaround

We process and pay 98% of standard clean claims within 5 days, once all required documents have been received.

What’s covered by CG Group Health Insurance

All benefits are subject to policy provisions including eligibility at the time of service.

Pharmacy

The Pharmacy Benefit covers the cost of prescription medication. Members will receive an ID card that allows direct expense reimbursement. Most pharmacies accept the Coralisle Medical ID Card and over 50,000 US Pharmacies participate in our RX Card program.

Emergency and Preventative Care

We cover costs incurred in hospital or in a clinic due to an acute or chronic condition, including doctor visits, diagnostic tests, and medical treatments. We also pay for routine physical exams and health screenings to help your employees maintain good health.

Maternity Benefit

The Maternity Benefit provides medical support for your employees through every stage of their pregnancy. From early stage care, to delivery, to postpartum care, they will have peace of mind that their needs are covered.

Extensive Network of Doctors

We provide protection on and off the island with access to a wide range of doctors and hospitals. In the USA, we provide access to over a million medical providers through the AETNA ASA network and internationally we partner with IMG facilities.

Maternity Programme

If you’re eligible for CG Maternity Benefit, you are also eligible for our Maternity Programme. This is an information-based programme encouraging healthy pregnancy. It is available at no extra cost.

Optional Dental and Vision Benefits

Eye care and dental care are two key components available in a group health plan. The Dental Benefit covers preventative and basic dental costs, including cleanings and fillings, and offers options for more extensive cover. Our Vision Benefit covers the cost of eye exams and prescription lenses. *Both dental and vision are optional added benefits.

Ancillary Benefits (optional benefit)

We also provide specialized covers such as Group Life, Critical Illness, Supplemental Accident and Short and Long Term Disability. These covers can be added on top of the regular health plan to help recruit and retain your key employees. *This is an optional added benefit.

Employee Assistance Programme

Employee Assistance Programme (EAP) covers benefits such as ready clinician access, face-to-face counselling, and online counseling. It can be accessed 24/7 by phone, email, online chat, or SMS text.

Disease Management Programme

Disease Management Programme supports you through chronic diseases such as diabetes, hypertension, and asthma. You have access to information and a personal case manager that helps with scheduling appointments and planning medical travel, all at no extra cost.

>98%

Claims settled in 5 days

with completed documents

1,117,956

Total CG medical claims

processed in 2023

60+

Years

CG Group serving the Caribbean communities

Add some zest to your life with CG Zest Wellness

CG Zest Wellness is a comprehensive corporate wellness program helping Premier Health members and their families create healthy habits for life.

Kick off your wellness journey with a biometric screening from the comfort of your own office. Gain valuable information and inspiration to take charge of your health.

Educate and motivate yourself with complete access to our wellness resources and toolkits and benefit from our growing network of local partners through CG Zest’s exclusive Perks Program.

Track your progress on the CG Zest Wellness platform. Develop new healthy habits, take on your peers with virtual step challenges around the world, gain points, and be rewarded for wellness achievements.

Support your wellness journey by getting a little help from your friends. Members can add up to 10 family members and friends. Join a CG Zest Wellness event or fitness class in your community or engage on-line with other CG Zest Wellness members.