Call us: +1 441-296-3700

Business Insurance

Building a business isn’t easy, but keeping it protected against the unexpected is.

Test title

Test description

  • N.A

    • All inclusive cover to protect you and your car against collision, theft, fire and natural disasters

      • Cover for you and any licensed drivers

        • Third Party Liability cover

      • Cover for your vehicle

        • Theft and attempted theft including keys & locks replacement

      • Not included in the plan

        • Wear and tear or mechanical breakdown

      Get a quote
    • Minimum cover with added fire and theft protection

      • Cover for Third Party Liability

        • Legal liability for death and bodily injury to Third Parties

        • Legal liability to Third Party vehicles and property

      • Cover for you

        • Theft and attempted theft including keys & locks replacement

        • Fire damage

        • Hurricane and flood damage

        • Collision damage to your bike

        • Towing for your bike following a collision

      • Not included in the plan

        • Collision damage to your bike

        • Wear and tear or mechanical breakdown

        • Theft if the keys were left in your bike or the bike was not locked

      Get a quote
    • Minimum cover

      • Cover for Third Party Liability

        • Legal liability for death and bodily injury to Third Parties

        • Legal liability to Third Party vehicles and property

      • Cover for you

        • Theft and attempted theft including keys & locks replacement

        • Fire damage

        • Hurricane and flood damage

        • Collision damage to your bike

        • Towing for your bike following a collision

      • Not included in the plan

        • Any damage to your bike

        • Wear and tear or mechanical breakdown

        • Theft or attempted theft of your bike

      Get a quote
  • N.A

    • All inclusive cover to protect you and your car against collision, theft, fire and natural disasters

      • Cover for you and any licensed drivers

        • Third Party Liability cover

      • Cover for your vehicle

        • Theft and attempted theft including keys & locks replacement

      • Not included in the plan

        • Wear and tear or mechanical breakdown

      Get a quote
    • Minimum cover with added fire and theft protection

      • Cover for Third Party Liability

        • Legal liability for death and bodily injury to Third Parties

        • Legal liability to Third Party vehicles and property

      • Cover for you

        • Theft and attempted theft including keys & locks replacement

        • Fire damage

        • Hurricane and flood damage

        • Collision damage to your bike

        • Towing for your bike following a collision

      • Not included in the plan

        • Collision damage to your bike

        • Wear and tear or mechanical breakdown

        • Theft if the keys were left in your bike or the bike was not locked

      Get a quote
    • Minimum cover

      • Cover for Third Party Liability

        • Legal liability for death and bodily injury to Third Parties

        • Legal liability to Third Party vehicles and property

      • Cover for you

        • Theft and attempted theft including keys & locks replacement

        • Fire damage

        • Hurricane and flood damage

        • Collision damage to your bike

        • Towing for your bike following a collision

      • Not included in the plan

        • Any damage to your bike

        • Wear and tear or mechanical breakdown

        • Theft or attempted theft of your bike

      Get a quote

Keep your business safe against unexpected and costly events

Have you ever considered the multiple ways your business may be at risk? Your business can be financially exposed due to accidents occurring on your premises, theft of your stock or being held liable after giving poor advice. Business insurance minimises your risk by providing financial cover against unexpected claims and losses.

Customised solution for every business

Each business has its own unique needs. Our team will work with you to design a plan tailored around the specific risks that your business faces. Here are just a few of the businesses we help protect:

icon

Architects

icon

Medical practitioners

icon

Construction companies

icon

Hotels, bars and restaurants

icon

Lawyers and paralegals

icon

Financial services

icon

Shops and wholesalers

icon

Real estate agents

icon

And more

Choose from a variety of business insurance covers

If your work brings you into contact with the public, it is beneficial for you to have public liability insurance. This provides protection against members of the public claiming that your business caused them injury or that you damaged their property.

We provide a range of insurance designed to protect directors & officers and professionals against losses as a result of errors & omissions, negligence, dishonest acts and breach of fiduciary duties.

Get cover for loss of income when an unexpected insured event stops you from operating. It will also meet extra costs you may incur to keep your business up and running until repairs are completed.

This insurance protects contractors against material damage to the structure they are working on and the contractor’s equipment. The policy also covers liability for bodily injury and property damage to third parties.

Buildings insurance protects your premises against damage or loss caused by natural disasters, water, theft, fire, vandalism and more. Building repairs can be very costly and having this cover will help you get your business back on its feet much quicker.

Contents insurance covers loss or damage to materials, business goods, or stock. This means that you will be compensated for damage or loss caused by fire, water, theft, and other causes listed in your policy.

This insurance protects both your business and your employees in the event of work-related injury or illness. It helps cover the cost of medical care and lost wages for employees, and helps your business avoid expensive legal costs.

In the technically advanced world of today, it is important for businesses to consider protection from Internet-based risks or risks relating to information technology infrastructure and activities. This insurance helps protect companies from data breaches and other cyber security issues.

Whether you’re importing or exporting just once or on a regular basis, shipping insurance will cover your goods. This insurance protects companies and individuals against loss or damage to your shipment during the journey due to an insured event.

icon

Free risk assessment and annual insurance review

At CG, our staff is always looking out for you. We provide a complimentary risk assessment and annual review. This ensures that your company will always be protected with the right cover to meet the changing needs of your business.

icon

Flexible payment options

Choose from a variety of insurance covers, with options to pay in monthly, quarterly, and semi-annual instalments.

icon

Fast claims turnaround

Our experienced team is always ready to deliver a quick and helpful response whenever you make a claim.

Frequently asked questions

A deductible is an amount the insured is responsible for before the insurance plan pays. The deductible does not include non-covered expenses under the plan.

We offer a wide range of options to protect businesses’ assets and their legal liabilities. Property Coverage, Business Interruption, and Worker’s Compensation are some of the available options that we will talk to business owners about. Find out more about our coverage by speaking to one of our team.

It is best to speak with one of our team to get the best information and advice. Our specialists can guide you through coverage options to help determine what plan will provide you with the best protection. Find our contact information here.

Other products that might interest you